little piece of plastic can go a long way. The romantic candle-lit dinner or the computer your kids always wanted. Name it, you�ve got it. No worries; it simply means borrowing a bit of money now and paying off later.

With credit no longer a bad word, India has emerged as Asia-Pacific�s fastest-growing card market in the last three to four years. According to estimates, there are about 12 million credit cards in circulation in the country at the moment. And even if total transaction and purchase volumes lag those of other Asian countries, what has encouraged card marketers is the rate of growth. ... more